If you decide to go to drug detox, one of the first questions you are likely to have is, “How will I pay for treatment?” Although the cost of drug addiction treatment can sometimes be a barrier, it doesn’t have to be. There are several different ways to pay for drug detox in Houston, whether you have health insurance or not.
How Much Does Drug Detox Cost?
The cost of drug detox will vary depending on several different factors, such as:
- Your treatment needs
- The type of detox program (inpatient vs. outpatient)
- The detox center’s amenities
- The range of services provided by the detox center
- The extent of your health insurance coverage
- The duration of your program
While ultra-rapid detox programs may promise fast detox, a lower cost, and a painless process, these claims may be too good to be true.1,2 There is no evidence that these types of detox programs help clients stay sober for a sustained period and there are many risks in using general anesthesia during detox, especially for those with health conditions such as heart disease or bipolar disorder.
If you’d like to learn more about paying for drug detox in Houston, call (888) 857-0557 to speak with an admissions representative at Briarwood. We can give you clear, concise details about the cost of detox based on your needs. Otherwise, here are seven potential ways you can pay for drug detox in Houston.
- Health insurance benefits
If you have health insurance, most plans provide some coverage for drug detox, whether it be partial or full coverage. You can determine the extent of your insurance coverage by calling the customer service number on the back of your insurance card or by viewing your benefits booklet online. At Briarwood Detox Center in Houston, we work with most health insurance providers to help make detox treatment more affordable. We can also help you verify your benefits with a quick and easy verification process online or via phone call.
- Financed healthcare loan
If you don’t have health insurance or you’d like to explore alternative payment options for drug detox, a financed healthcare loan may help you cover the cost of treatment by allowing you to make smaller more manageable payments over several months. Of course, your ability to receive a financed healthcare loan will depend on your credit and financial circumstances, but the admissions staff at Briarwood Detox Center can help you investigate this option further and secure a third-party loan to pay for drug detox in Houston if you choose to do so.
- HSA funds
A health savings account (HSA) is a personal savings account that is used to pay for qualified healthcare expenses for yourself, your spouse, and your eligible dependents. Drug and alcohol detox is just one example of a qualified healthcare expense that can be paid for with HSA funds. If you already have a health savings account, it may be worth your while to explore this option. Additionally, if you have questions about how to use your HSA to pay for drug detox, an admissions representative at Briarwood can walk you through the basics and help you get started.
- Employee Assistance Program (EAP) benefits
An Employee Assistance Program (EAP) is a confidential program that is designed to help employees manage personal issues such as financial stress, family issues, or substance use disorders. These programs are often provided by employers at no cost and can extend to your family members that are covered by your health insurance. If your employer offers an EAP, you may be able to use these benefits to find drug detox programs that are both effective and affordable. Our admissions team at Briarwood Detox Center can help you navigate the specifics of your EAP if you need help.
- Credit card
Although a credit card may not be an ideal way to pay for drug detox, there are ways to be smart about your credit utilization to pay for detox. For example, applying for a low-interest credit card can help you reduce the cost of interest fees, especially if you have to carry a balance from month to month.
Crowdfunding websites like GoFundMe, Fundly, GoGetFunding, or FundRazr can be an effective way to raise money for a family member’s drug detox treatment or detox treatment for yourself. This may be especially useful if you have friends or family members who are aware of your situation and want to contribute to help you recover. You may also receive donations from strangers who want to help too. If you choose to go this route, asking that donations are paid directly to the detox center can alleviate any concerns that the money could be mishandled.
- Out-of-pocket payment
If you are able, you may also pay for drug detox out-of-pocket. Or, you may have a family member who is willing to help you pay for drug detox in Houston. If you’d like to know what the total cost of drug detox at Briarwood Detox Center would be without health insurance or loans, please call our admissions team today for more details.
Once you’re ready for addiction treatment, there are several different options for payment. It’s just a matter of determining what works best for you and your family. Call an addiction treatment professional at Briarwood to talk about how to pay for detox in Houston.